Market Trader and Micro-Business Loans

Overview
Trefin Pamo Loan is designed for marketeers, vendors, and micro-business operators who need small amounts of working capital quickly. With loan amounts starting from as little as K500, Pamo Loan keeps your business moving with a simple application process and daily or weekly repayment cycles.

Who Is This For
Market traders, vendors, street business operators, and micro-business owners who need fast access to small working capital.

Key Features

• Loan amounts from K500 to K5,000
• 30-day loan cycle
• Daily or weekly repayment model
• Guarantor supported
• Simplified application process
• Trade verification required

Interest Rates

• Flat rate of 25% (repaid daily or weekly over 30 days)

Requirements and Documents Needed

• Valid National Registration Card (NRC)
• Proof of business or trading activity (market stall permit, trading licence, or equivalent)
• Guarantor details and NRC copy of guarantor
• Guarantor proof of income or employment
• Completed Trefin loan application form
• Recent passport-sized photograph
• Mobile money account details for disbursement (where applicable)