Salary-Backed Micro Loans

Overview
Trefin SmartDeduct is a payroll-linked loan facility designed exclusively for formally employed individuals whose employers have signed a Memorandum of Understanding (MoU) with Trefin Capital Limited. Repayments are deducted directly from your salary through payroll, making borrowing simple, structured, and stress-free.

Who Is This For
Formally employed individuals working for an employer that has an active MoU partnership with Trefin Capital Limited.

Key Features

• No collateral required
• No guarantor required
• Loan disbursement within 24 to 48 hours
• Repayment via payroll deduction
• Loan amount based on up to 40% of net salary
• Repayment periods of 1 to 3 months

Requirements and Documents Needed

• Valid National Registration Card (NRC)
• Latest payslip (not older than 30 days)
• Employment confirmation letter
• Bank statement (last 3 months)
• Completed Trefin loan application form
• Employer must have an active MoU with Trefin Capital